The best part about both PayPal’s personal and standard business accounts is that neither charge for setup, maintenance, or cancellation. To answer bluntly, should you upgrade your personal account to a Business account: It depends. Once established, there’s no automatic way to downgrade from a business account to a personal account. You’ve already signed up for a Paypal account but have still not decided which type to use. Each account needs to have a unique email address, bank account and credit card. The features and options PayPal offers differ for business and personal account users. that paypal requires; I don't know what you have to provide for a "personal" account, as mine has always been a business account. You have to call customer service. Business account fees vs personal account fees. Personal: Recommended for individuals who shop and pay online, or wish to send or receive personal payments for shared expenses such as splitting of dinner bills or rental charges; for casual sellers or non-businesses … Setting up a PayPal business account enables you to take advantage of several features not available with a PayPal personal account. PayPal institutes 21-day holds on funds as a new seller on a brand new PayPal Business account, those holds can go down to as little as 3 days or even can be instantly released if the buyer manually verifies they received the product. Business accounts: PayPal recommend business accounts for people and organizations that primarily use PayPal to sell goods or services or accept donations, even if your business is not incorporated. So I just signed up for PayPal... but I didn't read Etsy's statement that I should get a business account instead of a personal one before I did. In this article, I am telling you the 2019 process that how to change PayPal from business to personal account. It can be difficult to contact PayPal's customer service department. PayPal users can have one Personal account and one Premier or Business account. So that’s your one action item. PayPal personal accounts are ideal if you want to shop online, and send or receive personal payments to friends and family With a Business Account, buyers will see your business name and business email address - they would only see your name if it was the same as the business name. So, if you have a personal Paypal account, you do need to get a business account to make sure that everything is staying as it should- separate! Read more to discover what type of Paypal account suits you best. PayPal is currently among the absolute most common online money transportation products and services. I don't see any cons, as long as you're willing to share the info. To put this into perspective - the Internet is a really messed up place and you generally don't want someone to find out your name and address which they can easily do if you use a personal account. It can take four business days for withdrawn funds to clear in your bank account. I'd just upgrade the existing account to business. Personal Account Features The primary function of PayPal is the secure transfer of money. If you don’t have a business bank account yet, go ahead and sign up for a free Paypal account. Since PayPal has become the world's largest online transaction service company, you are probably wondering if you should open a PayPal Business Account for your company. There are various different types of PayPal account you can choose from, depending on your needs. All PayPal accounts allow you to send and receive payments. Is the business act with PayPal that is $0 a month, require that all purchases (from customers) to have a PayPal account (I was under the impression that they could pay with credit card with out having their own PayPal? There are a number of people who refuse to use PayPal, which may result in lost business. While I was clicking around in my own account I discovered that even though my account is an Individual Account it can be edited, when you click edit, it takes you to another page to make your account a business account. Business account. They … Can you tell me the difference between Verified PayPal Personal Account and Business/Premier Account? Each type is meant to cater to a specific type of user — buyers, sellers, and businesses — but they’re all pretty much the same at their very core. Hopefully, that helps to make your choice easier. Types of Paypal accounts Personal accounts are, obviously, for the personal use of individuals. I am sorry I gave you misinformation, about a business account. I can upgrade to a business account of course, but I don't have a technical business license, because I'm still in the "hobby stage." You can generate API Keys & collect payments using your personal or premier account, but if you want your store name to be displayed in invoices instead of your personal name, address & email then you need a business account, that's more professional. PayPal has had multiple account types for a while now. PayPal personal vs business accounts. So I have a personal account. There are three types of Paypal accounts: Personal, Premier, and Business. You can downgrade from a Business account to a Premier account, but not back down to a Personal account. 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